Proposing a Framework to Strengthen Supply Chain Financing in Iran with a Focus on FinTech Capabilities
Keywords:
Financing, Supply Chain Financing, Supply Chain, FinTech, FinTech CapabilitiesAbstract
Financial technologies (FinTech) have attracted considerable attention in corporate financial management, particularly in supply chain financing, due to their innovative capabilities such as increasing transparency, reducing information asymmetry, improving cash flow, and enhancing supply chain resilience. The present study aims to identify and analyze the factors influencing the strengthening of supply chain financing in Iran, focusing on FinTech capabilities. This applied research employed a quantitative–expert-oriented methodology. In the first stage, 29 influencing factors were identified through a review of domestic and international literature and expert interviews in supply chain financing and FinTech. These factors were screened using an expert validation questionnaire and the fuzzy Delphi method, resulting in the selection of nine key factors for final ranking using the MARCOS (Measurement of Alternatives and Ranking according to Compromise Solution) method. The ranking of the final factors was performed through a prioritization questionnaire and the MARCOS technique. Based on the MARCOS method scores, the factors of reducing information asymmetry, lowering financing costs, enhancing supply chain resilience, and improving financial information transparency were found to have the highest priority and impact on strengthening supply chain financing, respectively. Practical recommendations include increasing transparency and digital trust among supply chain members, improving operational efficiency and reducing credit risk, leveraging advanced financial and FinTech technologies to facilitate cash flow and enhance supply chain resilience, and designing operational and managerial strategies based on the identification of key factors to support effective decision-making in firms and financial institutions.
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Copyright (c) 2026 Reza Asadi Asadabad , Seyyed Abbas Borhani, Mojgan Safa, Hossein Badiei (Author)
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